Description
Job Overview
ADIB - Abu Dhabi Islamic Bank is seeking a Credit Analyst to provide full support to branches and DSUs by reviewing and processing proposed finance applications in a timely fashion and within approved policies.
Company Overview
Abu Dhabi Islamic Bank (ADIB) is a leading Islamic financial institution offering a wide range of banking products and services. Committed to providing innovative and Sharia-compliant solutions, ADIB serves customers across the UAE and internationally, focusing on excellence and customer satisfaction.
Quick Details
- Salary Range: Market Competitive
- Job Type: Full-time
- Qualifications: Bachelor’s Degree
- Experience: Minimum 3 years
Key Responsibilities
- Examine credit applications for completeness and timeliness of information, noting exceptions for correction.
- Prepare error-free credit documents and ensure vigilance in applying de-dupes.
- Analyze bank statements to assess genuineness, continuity, business turnovers, and average balances.
- Check customer’s status through de-dupes/CBRB.
- Meet minimum daily targets assigned by management while maintaining the lowest level of errors.
- Escalate cases requiring higher DP with full analysis and recommendations.
Requirements
- Good credit and analytical skills and knowledge.
- Minimum 3 years of practical banking experience preferably in the finance & credit field.
- Detailed knowledge of ADIB’s Retail Banking credit products & services.
- Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures.
- Good Knowledge of UAE banking practices, regulations & risks.
- Good communication skills and computer skills.
Benefits
- Support business in achieving monthly budget & targets while maintaining the highest quality portfolio.
- Contribute positively to the daily underwriting activities.
- Improve communication with branches and DSUs as being internal customers.
- Provide constructive comments and feedback on proposed finance applications.
- Compliance of policies & procedures in day-to-day operations.
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